The Archive Payment Plan Explained
Two published schedules: a standard plan that splits the price 50/50 across construction and completion, and a post-handover plan that carries 40% of the price into the three years after you move in. Every milestone, every date and a full worked example. Handover Q3 2028.
The Archive will secure a home on a construction-linked plan to Q3 2028 handover.
The Archive by Imtiaz — flexible post-handover payment options until 2028 (artistic impression).
Plan One: The Standard 50/50 Plan
You pay 50% across the construction period and the remaining 50% on completion. The first installment on booking carries the 4% DLD fee and the admin fee on top of the price.
| Installment | Payment | Date |
|---|---|---|
| 1st | 20% + 4% DLD Fee + Admin Fee | On Booking |
| 2nd | 5% | 15/11/2026 |
| 3rd | 5% | 01/04/2027 |
| 4th | 5% | 15/08/2027 |
| 5th | 5% | 01/11/2027 |
| 6th | 5% | 15/02/2028 |
| 7th | 5% | 01/07/2028 |
| On Completion | 50% | Q3 2028 |
Plan Two: The Post-Handover Plan
This plan settles 60% during construction and carries 40% into the three years after handover, paid in quarterly installments of 3.3% each. It suits buyers who want more time to manage move-in.
| Installment | Payment | Date |
|---|---|---|
| 1st | 20% + 4% DLD Fee + Admin Fee | On Booking |
| 2nd | 5% | 15/11/2026 |
| 3rd | 10% | 01/04/2027 |
| 4th | 5% | 15/08/2027 |
| 5th | 10% | 01/11/2027 |
| 6th | 5% | 15/02/2028 |
| 7th | 5% | 01/07/2028 |
| Post Handover | 40% (3.3% Quarterly) | Over 3 Years |
The difference is simple. You commit slightly more during the building phase, 60% against 50%, in exchange for holding back 40% until after you have the keys. For an owner planning to live in the home, this can align payments with their own goals. Dates marked in the schedule are provisional and should be confirmed before signing.
Worked Example: A 2-Bedroom at AED 1.55M
Using the published two-bedroom starting price of AED 1.55 million on the standard 50/50 plan, every payment works out as follows. The 4% DLD fee and the admin fee are payable at booking on top of the price.
| Payment | When | Amount (AED) |
|---|---|---|
| Booking (20%) | On Booking | AED 310,000 |
| DLD fee (4%) + admin | On Booking | AED 62,000 + admin |
| 2nd (5%) | 15/11/2026 | AED 77,500 |
| 3rd (5%) | 01/04/2027 | AED 77,500 |
| 4th (5%) | 15/08/2027 | AED 77,500 |
| 5th (5%) | 01/11/2027 | AED 77,500 |
| 6th (5%) | 15/02/2028 | AED 77,500 |
| 7th (5%) | 01/07/2028 | AED 77,500 |
| On Completion (50%) | Q3 2028 | AED 775,000 |
| Total (price + DLD) | ≈ AED 1,612,000 + admin |
To start, you need AED 310,000 as the 20% booking amount, plus AED 62,000 for the DLD fee and the admin fee to secures a AED 1.55 million home. After booking, pay six AED 77,500 installments until completion.
Viewed by calendar year, in the standard plan, you need 25% in 2026 (the booking amount plus the November installment), 15% across 2027, and the remaining 60% in 2028, most of it at completion. This gives a clear budgeting rhythm to plan against.
The Fees, Itemised
- 4% DLD FeePayable at booking, on top of the price, as shown in the first installment.
- Admin FeeA fixed developer charge at booking, confirmed at the time of purchase.
- No Monthly InstallmentsPayments follow the dated milestones above, not a monthly cycle.
Comparing the Two Plans
The difference between the plans is not the total price, but the shape of the cash flow. On the standard plan, you pay half the price upon completion and half at completion. That plan suits a buyer who has the completion balance ready in Q3 2028.
The post-handover plan front-loads slightly during the construction phase, 60% and the final 40% into small quarterly payments of 3.3% across the three years after handover. This plan is best for salaried employees.
Good to Know
- The Booking AmountA 20% down payment plus the DLD and admin fees is what secures the home. Everything after that follows the dated schedule.
- Provisional DatesThe installment dates in both plans are provisional in the brochure and should be reconfirmed before you sign.
- Handover Fixed at Q3 2028Both plans complete at the same handover, with only the post-handover portion extending beyond it.
- Completion Payment PlanningOn the standard plan, half the price falls at completion, so it is worth arranging that well ahead of Q3 2028.
The Archive Payment Plan FAQs
The booking installment is 20% of the price, plus the 4% DLD fee and the admin fee. On the AED 1.55 million two-bedroom, that means roughly AED 372,000 plus the admin fee to start.
Yes. The post-handover plan pays 60% during construction and 40% after handover, in quarterly installments of 3.3% over three years.
On the standard plan, the closing 50% falls at completion in Q3 2028. On the post-handover plan, the final 40% is spread across the three years that follow.
Get the Exact Milestone Schedule
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